When parents of people with disabilities reach the breaking point

In a pilot program in a Canadian city, the working poor were given monthly cash supplements to their income. The recipients did not stop working and were able to access opportunities to make a better living long term.

Around the world, students borrow money to pay for college, but, in the United States, students are more likely to fall behind on loans. Australia may offer some lessons: borrowers in Australia only start paying back their loans once their earnings reach $40,000, and beyond that they pay four percent of their income until the loans are repaid. The system does not penalize borrowers when they face economic hardship.

In the wake of Hurricane Sandy, necessity has bred an interesting kind of financial invention for the New York MTA: the world’s first “catastrophe” bond - a reinsurance for the insurer - designed to protect public transportation infrastructure, specifically against storm surge. These bonds privatize risk for public gain, creating a kind of tool that may protect economic development against all kinds of natural and man-made disasters around the world.

RedTire, short for Redefine Your Retirement, is helping small businesses stay afloat by facilitating transitions in business ownership and acting as a non-profit business broker. The service helps rural communities thrive since small businesses are essential to the vitality of small towns. In its five year history, RedTire has brokered sales that collectively total over $22 million.

People with HIV/AIDS don't always know where to go for help or don't feel empowered to return when psychiatrists or doctors seem unwelcoming. Organizations throughout Washington, D.C. are working against perception by providing comprehensive approaches to health care services.

A growing number of states have started to require financial education in high schools. Studies have shown that in states that mandate financial literacy classes as part of the core curriculum, students have less credit card debt and less expensive student loans.

To protect the Mesoamerican Reef from the effects of climate change, key stakeholders in Mexico created the world’s first insurance policy to protect a natural asset. The policy provides an immediate infusion of cash in the event of a damaging storm, allowing hotel owners and local governments to quickly repair the reef and prevent further degradation. A volunteer corps of people called the Guardians of the Reef make those repairs. While the insurance policy doesn’t cover pollution or overfishing, this mechanism could work for reefs in other countries to restore and protect threatened ecosystems.

When the coronavirus pandemic shut down school buildings and led to many people working from home in New York City, a city child care program was launched to give children a place to go while they were learning from home. However, the program failed to accommodate children with disabilities who required the assistance of a paraprofessional. After realizing the gap in care, the city is now working to increase access.

A team of sign language interpreters across Nigeria translated into indigenous Nigerian sign language, the internationally acclaimed book “My Hero is You” which helps children, their parents and caregivers understand and answer questions about the coronavirus. With the signing of this book into an indigenous Nigerian sign language, deaf signers can now reach out to their communities. They teach them in the sign language they understand, using local words to explain how the virus came to be and how to prevent its spread and protect their communities.

Rwanda has a unique program that allows farmers to insure their livestock, such as dairy cows, productive pork, and chickens, against Rift Valley Fever. When animals die of the disease, farmers are compensated at a rate of 5.5 percent of the animal's value.