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  • How Artificial Intelligence Could Democratize Financial Services In Asia

    July 03, 2017 |

    Forbes |

    Text |

    800-1500 Words

    Response Location: Pakistan, Lahore

    The rapid evolution of technology is continually opening new doors for how microfinance projects can be implemented, improved, and scaled. The team at ADDO A.I. sees artificial intelligence as the catalyst for both microfinance and microinsurance in the emerging markets of Asia. A.I. reduces the need for human assessments, facilitating faster pay-outs and reduced losses through predictive data, while combining information such as financial histories and social media activity with historic context data to create fair, realistic risk assessments that lead to improved credit products.

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  • IDB Aims to Catalyze Energy Efficiency in Latin America

    July 03, 2017 |

    Clean Energy Finance Forum |

    Text |

    800-1500 Words

    Response Location: United States

    Barriers, such as lack of standardization and information dispersion, are preventing market development for global financing of energy-efficient projects. The Inter-American Development Bank's Energy Savings Insurance Team has developed a scheme that could increase investments resulting in greater energy efficiency; through implementations such as standardized contracts, market auditors, and an engagement framework.

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  • When You're in a Carbon Hole, Stop Digging

    July 01, 2017 |

    Anthropocene Magazine |

    Text |

    1500-3000 Words

    Response Location: United States, Washington, District of Columbia

    The burning of coal for fuel is one of the world's largest contributors to CO2 emissions, and continues to worsen the detrimental effects of planetary warming. But while many feel hopeless in light of an administration that denies climate change and the billion-dollar companies that continue full steam ahead with mining and burning coal, a few clever individuals present a simple and straightforward solution: buy up the coal while it's still in the ground, and pay the government to keep it there.

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  • This Grantmaking Pyramid Strategy Ensures That Nonprofits Won't Topple

    July 01, 2017 |

    FastCompany |

    Text |

    800-1500 Words

    Response Location: United States, New York, New York

    Traditional models of non-profit funding - as well as antiquated perceptions that create public pressure to limit overhead spending in philanthropic initiatives - has created an unsustainable, impossible-to-scale system in which many organizations with otherwise great potential often drown. "Much like [private] companies offering standard services or products, nonprofits need to build stability, investing in talent, training, R&D, and non-dilapidated offices, while putting aside some cash so they don’t live and die by the next grant cycle." The Ford Foundation is looking to challenge the ineffective result-driven method of funding non-profits through its new BUILD Program, which will allow for better focus on organizational resilience and sustainability.

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  • The Super-Users Dominating Health-Care Spending

    June 29, 2017 |

    The Atlantic |

    Multi-Media |

    Over 3000 Words

    Response Location: United States, Massachusetts

    'Super-users' are people who use the healthcare system a disproportionate amount more. Programs such as One Care are designed to care for these 'super-users' organizing their complex care in order to reduce emergency room visits, prevent unnecessary procedures, and bring the cost of their care down.

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  • This Online Lender Uses Data Analytics To Serve Borrowers Who Lack Credit Scores

    June 29, 2017 |

    FastCompany |

    Text |

    1500-3000 Words

    Response Location: United States, Redwood City, California

    Historically, banks have been largely hesitant to give small loans to individuals, particularly those with little or no credit history, which includes many immigrants and minorities. But an institution called Oportun is willing to bet on the underserved while still staying profitable as a business - they provide increased access to loans by leveraging a solid screening process, online resources, and credit score support for their customers.

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  • The city that solved homelessness

    June 28, 2017 |

    Crosscut |

    Text |

    800-1500 Words

    Response Location: Austria, Vienna

    As Seattle deals with rapidly rising housing prices and an increase in the homeless population, the city is looking to Vienna, a city that has achieved success in the realm of affordable housing. “The Vienna Model” describes the mixture of ways Vienna has eradicated its homeless problem. By addressing factors underlying homelessness such as transit, aging, and ethnic tensions, the city has implemented government-sponsored social housing that is inclusive and sustainable.

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  • Smarter Design for Skid Row

    June 28, 2017 |

    Bloomberg CityLab |

    Text |

    Under 800 Words

    Response Location: United States, Los Angeles, California

    Mitigating homelessness on Los Angeles' infamous "Skid Row" comprises myriad obstacles. But a collaboration between city officials, a USC architecture class project, and the Skid Row Housing Trust has responded with a multi-pronged solution in "pod-style" housing units. They have composed a cost-effective pre-fab design technology that eases their transportation, on-site construction and visual imposition on a neighborhood, while the pods' zoning classification as "congregant housing" minimizes the risk for local opposition to homeless support services on claims of structural or aesthetic noncompliance.

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  • Female Police Squads Tackle Street Harassment in India

    June 22, 2017 |

    News Deeply |

    Text |

    800-1500 Words

    Response Location: India, Jaipur

    Sexual harassment is rampant in the streets of India, and too often escalates into violence that can lead to horrific incidents like the gang rape and murder of a female student in 2012. To help address the issue, Jaipur has established an all-women police squad, which not only provides female victims a safer and more empathetic support figure, but establishes a new level of visibility for women's strength in the face of a deeply, historically misogynistic system.

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  • Therapy for Everybody

    June 22, 2017 |

    The Atlantic |

    Multi-Media |

    Over 3000 Words

    Response Location: United States, Johnson City, Tennessee

    People living in rural areas often do not have access to therapy, additionally, the price of therapy can be expensive. In Tennessee, therapists now provide brief psychotherapy sessions within a health clinic, in order to serve the public faster and cheaper.

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