Why Technology Hasn't Fixed the Housing Crisis

Detroit offers a model for providing residents with no-interest loans to perform upkeep on their houses, thereby working to stimulate the local construction economy and improve quality of life.

An ambitious plan for the 69-acre Regent Park neighborhood is disrupting entrenched notions of class, race and religion, at a time when concerns over income inequality and immigration are growing.

The technology world, plagued by a lack of privacy and security, is looking for solutions. To increase trustworthiness of computers, transactions, and pretty much anything online, blockchain is being used all around the world. While blockchain was first used by the cryptocurrency Bitcoin, it is now being used in such diverse ways as to track business products, trade in the stock market, and support musical collaboration. Blockchain's applications are continuing to grow and spread.

Ohio has more than 50 land banks, which are best known for reducing blight by demolishing old buildings, but several land banks are trying creative ways to enhance their land on a budget. Successful projects include a program for locals to redevelop old lots, a pop-up art gallery in a condemned house, and urban forests to make communities more welcoming. The collective effect of these projects is to revitalize cities all across the state.

Landed will pay for half a teacher's down payment on a home in exchange for a quarter of profits when the house is sold down the line. The San Francisco-based startup has recently arrived in Bellevue, where the median home price is hovering around $1 million.

Prescription drug mointoring programs provide a doctor with information about a patient’s prescriptions and—in some states—drug-related hospitalizations and arrests. With this tool, doctors are better able to identify drug-seeking behavior and intervene with at risk patients.

A racially integrated middle-income housing unit in the Bronx serves both as an inspiration and an enigma in the New York City housing market. Co-op City, which just celebrated its 50th birthday, accepts tenants of all income brackets and ethnicities, serving as a model in an otherwise quickly gentrifying neighborhood.

An ophthalmologist has created a smartphone application that allows not just doctors, but also non-specialists such as teachers, to conduct eye tests. The application helps those living in remote areas to access a service they otherwise may not be able to get and also allows for the few ophthalmologists who live in the area to only see the cases that are deemed necessary.

Old and neglected housing contributes to climate change because it runs on fossil fuels. In New York, outdated heating systems waste two-thirds of energy. The New York City Housing Authority is not only trying to create better, safer, livable affordable housing, but also cleaner and more sustainable housing. While the city is just beginning to explore how to do that, other cities, like Paris, have already begun the work of updating old buildings that are used for affordable housing and can offer a model for American cities.

Prisons in the United States are overcrowded with many non-violent offenders and the cost to keep them in jail consumes public budgets. Criminal justice reform has attracted bipartisan interest with diverse proposals to aid adjust the incarceration rate. The Urban Institute has developed an interactive “prison population forecaster,” which helps citizens to assess the impact of different policies.