Stopping scams takes teamwork

As our loved ones age, their driving skills can change. Through expert opinions from the Area Agency on Aging and the Alzheimer's Association, several measures can improve this transition for caregivers and their loved ones. These steps include how to approach them and where to find educational driving materials. Moreover, the necessity of having a plan in place is emphasized to ensure seniors have a means of transportation in order to prevent depression and other ailments.

An Oakland nonprofit incubator, The Runway Project, addresses racial and economic injustices in entrepreneurship by offering flexible loans for people of color and low-income individuals looking to start a business. Borrowers benefit from flexible loan terms and qualifications, both of which are usually barriers to entry for people of color in the business world.

Dementia units and long-term care homes for the elderly are often desolate and lonely places, with harried workers attempting to meet the needs of their patients while also meeting government-set metrics of success. For families and individuals, it can be difficult to imagine a better way. However, a pilot program in Canada called the Butterfly room is showing that dedicated efforts to making long-term care homes a vibrant and loving place for someone's last days has positive impacts for everyone - and is worth a government investment do right across the country.

To improve financial literacy and knowledge around child development, Prosperity Works – a program in New Mexico – is offering classes focused on these issues to parents. This program offers the foundational education necessary to open a bank account and use Individual Development Accounts to save funds for housing or educational needs.

Santa Monica, California piloted an experiment that sends rental checks to seniors in the city. After seeing positive results, the program now plans to expand 10-fold.

The Alzheimer’s and Dementia Care program at UCLA in California is offering a new kind of patient-centered care that has helped bring relief to families in the region. The program, which creates a care plan "that builds in medical needs, solutions for caregiver stress and cultural traditions unique to each person and their family," has resulted in decreased stress and symptoms for patients and increased confidence and support for caregivers.

DOROT is a non-profit organization that matches seniors with younger adult volunteers for social visits to combat isolation and loneliness and to promote intergenerational friendships. Many of the seniors are widowers and social isolation can lead to negative health consequences. The organization also delivers fresh meals and holds other events, but was unable to operate as usual once the Covid-19 pandemic hit, so DOROT helped seniors set up Zoom for online conferencing. The group has matched 500 seniors with volunteers and advises similar programs across the country. Many pairs have formed deep friendships.

Intergenerational home sharing is a mutually beneficial option for seniors and young people. There are about 60 programs, run by cities, nonprofits, and platforms in the style of Airbnb, that connect seniors and young people for cohabitation. Seniors benefit by being able to stay in their homes, collect income, and have someone to help with social isolation and household chores. Young people benefit from access to affordable housing options in high-cost areas and engaging in rich relationship building. Home sharing services are facing legal challenges and the Covid-19 pandemic made cohabiting more risky.

A pediatric care center in Philadelphia has partnered with a nonprofit that "helps people with tax prep and asset-building" as well as an organization that provides financial counselors to offer young patients free, on-site help with their taxes. The initiative is modeled after Boston Medical Center' StreetCred program which has "returned more than $5.3 million to more than 2,700 low-income families since 2016."

Rwanda has a unique program that allows farmers to insure their livestock, such as dairy cows, productive pork, and chickens, against Rift Valley Fever. When animals die of the disease, farmers are compensated at a rate of 5.5 percent of the animal's value.