Around the world, students borrow money to pay for college, but, in the United States, students are more likely to fall behind on loans. Australia may offer some lessons: borrowers in Australia only start paying back their loans once their earnings reach $40,000, and beyond that they pay four percent of their income until the loans are repaid. The system does not penalize borrowers when they face economic hardship.
Read MoreScientists and activists in India are training citizens to collect information on water issues like contamination — and upload it so it can be used to push for change.
Read MoreOver two million baby boomers own their own companies, and with retirement looming, the government stepped in with a solution. A portion of a 2018 federal bill included language that will push the Small Business Administration to help baby boomers transition ownership of their companies to their employees if they wish. This will mitigate job loss often associated with a retiring business owner putting the company up for sale. Employee owners on average make a higher salary and have higher job stability, supporting the idea that employee ownership is beneficial for everyone involved, as well as for the econom
Read MoreLanded will pay for half a teacher's down payment on a home in exchange for a quarter of profits when the house is sold down the line. The San Francisco-based startup has recently arrived in Bellevue, where the median home price is hovering around $1 million.
Read MoreNorth Carolina’s Roanoke Electric Cooperative is helping members bring down energy costs. Because the energy costs in this area is due to a lack of energy efficiency, the cooperative offers tariffed on-billing to help homes offset expenses like insulation and new heat pumps. The tariffed on-billing uses federal loans to pay for said expenses, and then the customer pays the tariff charge in their bill – which ends up being lower because of the energy efficient upgrades.
Read MoreOn World Toilet Day in 2014, the Kenyan government promised to build 180 public toilets in an ambitious move to combat the issue of public sanitation. The program went well once the keys were handed off to the National Youth Service of Kenya as a means of income, but issues quickly arose that could not be resolved because of a lack of further funds. The youth has since transformed their toilets into a rental space for local churches, such as Christ Miracle Church for All Nations in Laini Saba.
Read MoreAs the Ogallala Aquifer’s water level has declined in many states across the High Plains region of the U.S., Nebraska has almost fully maintained its water level by relying on National Resource Districts (NRDs). NRDs “develop integrated management plans for surface water and groundwater,” and its sustainable practices offer a model of how sustainable water management can thrive with local governance.
Read MoreKibra Green, a grassroots organization in Kenya, mobilizes the young people in the community to clean up their neighborhood. At times, the group has as many as 500 participants for a community-wide clean up. Yet, a lack of steady funding and socioeconomic barriers for volunteers to regularly contribute to the group has made it difficult to scale the organization.
Read MoreA pilot program in Jackson Hole is trying to make home ownership affordable for the local workforce. The program provides help with the down payment by granting $150,000 to families that meet the requirements. The initiative puts a cap on the appreciation value of the homes bought using the grant which ensures that the property values stay affordable over time. A similar program in Vail, Colorado has produced impressive results.
Read MoreThe Wyoming Stock Growers Land Trust uses conservation easements to conserve agricultural land in the state. These agreements happen when a landowner sells or donates the development rights to their land to the trust forever. They are allowed to keep farming the land, but it must remain undeveloped.
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