In recovering urban areas, homeownership makes all the difference

Detroit offers a model for providing residents with no-interest loans to perform upkeep on their houses, thereby working to stimulate the local construction economy and improve quality of life.

An ambitious plan for the 69-acre Regent Park neighborhood is disrupting entrenched notions of class, race and religion, at a time when concerns over income inequality and immigration are growing.

Ohio has more than 50 land banks, which are best known for reducing blight by demolishing old buildings, but several land banks are trying creative ways to enhance their land on a budget. Successful projects include a program for locals to redevelop old lots, a pop-up art gallery in a condemned house, and urban forests to make communities more welcoming. The collective effect of these projects is to revitalize cities all across the state.

In Jackson, Mississippi, a series of community-led cooperatives are creating opportunities for affordable home ownership. This is part of a trend across the country to create community land trusts. They are financed through donations, other community businesses, or commissions. Though each land trust faces hurdles, they are collectively allowing more access to wealth and ownership in historically low-income neighborhoods.

Landed will pay for half a teacher's down payment on a home in exchange for a quarter of profits when the house is sold down the line. The San Francisco-based startup has recently arrived in Bellevue, where the median home price is hovering around $1 million.

A racially integrated middle-income housing unit in the Bronx serves both as an inspiration and an enigma in the New York City housing market. Co-op City, which just celebrated its 50th birthday, accepts tenants of all income brackets and ethnicities, serving as a model in an otherwise quickly gentrifying neighborhood.

In an attempt to come back from bankruptcy, the city of Detroit created the country's largest land bank to facilitate the demolition of blighted houses around the city. The land bank helps dilapidated homes find new owners willing to pick up the pieces.

Intergenerational home sharing is a mutually beneficial option for seniors and young people. There are about 60 programs, run by cities, nonprofits, and platforms in the style of Airbnb, that connect seniors and young people for cohabitation. Seniors benefit by being able to stay in their homes, collect income, and have someone to help with social isolation and household chores. Young people benefit from access to affordable housing options in high-cost areas and engaging in rich relationship building. Home sharing services are facing legal challenges and the Covid-19 pandemic made cohabiting more risky.

Old and neglected housing contributes to climate change because it runs on fossil fuels. In New York, outdated heating systems waste two-thirds of energy. The New York City Housing Authority is not only trying to create better, safer, livable affordable housing, but also cleaner and more sustainable housing. While the city is just beginning to explore how to do that, other cities, like Paris, have already begun the work of updating old buildings that are used for affordable housing and can offer a model for American cities.

The Fort Stockton Independent School District in Texas is attracting qualified teachers with high pay and cheap rent at school-owned housing.