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Investors Want to Align Their Dollars with Racial Justice Demands

Oscar Perry Abello

September 08, 2020 |

Next City |

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1500-3000 Words

Response Location: United States, Chicago, Illinois

Investors are using their clout to call for racial justice through the investment consulting firm Activest. The firm is attracting millions of dollars from companies that want to make fiscal justice investments. In a bid to use investments to fuel the grassroots criminal justice movement, Activest is alerting municipal bond investors when the city of Chicago uses those bonds for police brutality settlements. Activest has lined up $100 million from investors who want to make fiscal justice investments through municipal bonds which would then allow them to have a say over how it is, or is not, spent.

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Cincinnati Tenants Are Building Equity With Each Rent Payment

Emily Nonko

August 28, 2020 |

Reasons to be Cheerful |

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800-1500 Words

Response Location: United States, Cincinnati, Ohio

Dividend housing is an innovative initiative in Cincinnati giving renters the benefit of building equity without buying or selling real estate. Residents earn credits by maintaining the property, attending monthly tenant meetings, and paying their rent on time. In addition to equity, residents are guaranteed permanent affordable rent. Rental equity provides a security net, which can be cashed out and is also available as credits that residents can use to invest in other properties being built by their property developer.

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Truth and Redistribution

Darrick Hamilton Naomi Zewde

August 26, 2020 |

Yes! Magazine |

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1500-3000 Words

Response Location: South Africa

Racial injustice in America and the resulting wealth gap are a result of entrenched systemic inequities that can only be addressed if a collective acknowledgement of the past is made much like it was in South Africa. The South African Truth and Reconciliation Commission (TRC) identified and cataloged the trauma endured during the apartheid era in order to shed light on the physical, mental, and economic toll of South African apartheid. Publicly and collectively acknowledging the trauma allowed the nation to peacefully transition into post-apartheid. Acknowledgement is the first step to undoing inequity.

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Aquarium Fish, Hold the Cyanide

Stephenie Livingston

August 13, 2020 |

Hakai Magazine |

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1500-3000 Words

Response Location: Indonesia, Bali

LINI for Reef to Aquarium, works with local villagers to implement sustainable fishing practices and restore reef habitats damaged by neurotoxins used to catch fish for the saltwater aquarium fish trade. LINI, with the community’s help, installed cement domes to provide refuges for ornamental fish in 2008. These alternative spots for collecting fish effectively removed pressure from natural reefs and by 2011, live coral cover had increased by 35% and continues to do well today. Villagers also started a land-based breeding program to take pressure off of the coral reefs.

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Full-Circle Support

Katherine Rapin

August 06, 2020 |

The Philadelphia Citizen |

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1500-3000 Words

Response Location: United States, Philadelphia, Pennsylvania

The Philadelphia Black Giving Circle supports Black-led and Black-serving nonprofits, offering funding that was raised through the Black community. The giving circle has helped to build personal relationships with people of color, strengthen the community, and increase donation amounts to nonprofits tackling issues in the community. The initiative is an effort to model a more equitable form of philanthropy.

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We Know How to Fix Student Debt

David Byrne

July 31, 2020 |

Reasons to be Cheerful |

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1500-3000 Words

Response Location: United States

A study found that students without debt ended up with a higher income than students with debt, an overall benefit to the larger economy. In the U.S., "44.7 million American adults are saddled with student debt totaling $1.6 trillion.” This article explores what other countries like Germany, New Zealand, and South Korea, among others have done to lower the cost of university tuition and thus student debt.

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The Promising Results of a Citywide Basic-Income Experiment

Linnea Feldman Emison

July 15, 2020 |

The New Yorker |

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1500-3000 Words

Response Location: United States, Stockton, California

Universal basic income, or UBI, was implemented in Stockton, California through a pilot program known as SEED. Each participant was given $500 with no conditions on how to spend it. The data shows that the largest expense was food, especially as the pandemic began. Participants report being able to quit second jobs and third jobs, pay off debts, and cover medical bills. A key feature of the UBI was the absence of the requirement to be employed in order to receive the money. The basic-income pilot has caught the attention of programs across the country who reached out for advice.

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The Pandemic Proved That Cash Payments Work

Annie Lowrey

July 10, 2020 |

The Atlantic |

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1500-3000 Words

Response Location: United States

American households were able to avoid income loss when the federal government implemented an extra $600 a week for anyone facing unemployment in addition to $1200 for those who qualified, regardless of their employment status. Despite an almost total economic shutdown, the universal payments have kept poverty rates from increasing. The money has provided a security net for households while also preventing a collapse by generating economic activity.

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Why Singapore Has One of the Highest Home Ownership Rates

Adam Majendie

July 08, 2020 |

Bloomberg |

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1500-3000 Words

Response Location: Singapore

Affordable housing in Singapore has resulted in one of the highest rates of home ownership in the world. In 1964 the government embraced a "Home Ownership for the People Scheme" in which it gave lower and middle-income citizens access to affordable home ownership. Subsidized apartments were sold at low prices and were not to be sold for at least five years after which the real estate value had risen significantly. Apartments sold in 2009, for example, gained almost half a million dollars in value by 2020. New subsidized apartments are under construction and 16,000 have already been sold in the past year.

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How Public Banking Could Make Black Lives Matter

Rickey Gard Diamond

July 08, 2020 |

Ms. Magazine |

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1500-3000 Words

Response Location: United States

Black banks have been held up by leaders and celebrities in the community as a way to end Black poverty. Previous efforts have been made in the 1960s when Black banks gave loans to community members after being denied home loans from white banks. But those loans lost money when housing values declined as a result of redlining policies that damaged public schools. Black banking therefore was not the answer to ending Black poverty and bridging the gap between white and black wealth. One law professor believes the answer lies in public banking which is funded by tax revenue and acts as a public utility.

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