Artwork stating 'Education Destroys Barriers', 'We Demand Treatment', and 'I Need A Chance'

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  • Instead of Student Loans, Investing in Futures

    David Bornstein

    May 30, 2011 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: Colombia

    For millions of students who could succeed in college, the limiting factor is money. Is it possible to finance higher education the way we finance start-up companies? A company called Lumni uses “human capital contracts” to offer loans for students contingent upon 14 percent of the student's salary for 118 months after graduation. There are risks to this approach and not a lot of years or data available to be sure of its efficacy, but results are promising already—with a default rate under 3 percent.

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  • Doing More Than Praying for Rain

    Tina Rosenberg

    May 09, 2011 |

    The New York Times |

    Text |

    1500-3000 Words

    Response Location: Kenya, Nanyuki, Laikipia

    Most insurance companies avoid insuring poor farmers because the transaction costs are too high, but a non-profit in Kenya created a sustainable way to cover them.

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  • Social Entrepreneur Peru: Albina Ruiz and the Ciudad Saludable

    Matthias Kopp

    September 02, 2008 |

    Deutsche Welle (DW) |

    Video |

    5-15 Minutes

    Response Location: Peru, Pucallpa

    Albina Ruiz, founder of the social enterprise Ciudad Saludable, works with people living in areas dominated by the trash dump to create a more formal system of waste removal for their health and the wider city's cleanliness. Workers who collect and recycle the waste are now employed by the city, own a micro-business, and no longer work under a social stigma. At the same time their efforts to clean up the city are working well, and the model is spreading to other Peruvian cities.

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  • Grocery cooperatives help keep small towns alive

    Nafeesa Syeed

    January 14, 2007 |

    The Spokesman-Review |

    Text |

    Under 800 Words

    Response Location: United States, Anita, Iowa

    Anita, Iowa faced many of the same challenges as other small towns when the last local grocer closed amid competition with large chains like Costco and Walmart. But when its residents realized the value of a local "mom-and-pop" food purveyor to the town's economy, they created the Anita Grocery Cooperative and a board to oversee it. The Coop marks a testament to collective action, resilience, and sustainable, locally-sourced solutions.

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