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Public banking goes to pot

Jeremy Lybarger

April 19, 2017 |

High Country News |

Text |

1500-3000 Words

Response Location: United States, Sebastopol, California

California looks to the Bank of North Dakota as a model to launch a public bank for the cannabis industry. While the Bank of North Dakota is the only public bank in the country thus far, California's cannabis industry hopes to mirror this public financing method to reduce marijuana-related violence and theft throughout the state.

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In Myanmar's slums, women pool savings to get relief from crushing loans

Connor MacDonald

March 30, 2017 |

Citiscope |

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1500-3000 Words

Response Location: Myanmar, Yangon, Yangon Region

Years of misrule and a subsequent dearth of hard currency, along with crippling bank-fostered debt cycles and exorbitant home mortgage interest rates, have created immense suffering for Myanmar's poor. But with the guidance of a local NGO, Women for the World, a pilot project helped women in some of Yangon's poorest neighborhoods capitalize on their cultural "head-of-household" status; by forming and managing community savings cooperatives, the women have instilled trust through local control and, above all, enabled members to secure land, build homes, buy food, and even generate profit through loans to families' business enterprises.

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Can the private sector solve Metro Detroit's infrastructure woes?

Patrick Dunn

December 21, 2016 |

Metromode |

Multi-Media |

800-1500 Words

Response Location: United States, Detroit, Michigan

Michigan's roads have been in disrepair for years. Now with increased private sector funding and partnerships between companies and the government, the state could start to see improvements in its infrastructure.

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15 countries, other states use social impact bonds, too

Kristen Jordan Shamus

December 13, 2016 |

Detroit Free Press |

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Under 800 Words

Response Location: United Kingdom, Peterborough

A project launched in the United Kingdom uses social-impact bonds to reduce recidivism among prisoners, bringing together public and private resources to implement more effective and cost efficient social programs. Their success is inspiring other countries to follow suit.

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Big Bet Philanthropy: How More Givers Are Spending Big And Taking Risks To Solve Society's Problems

Kerry A. Dolan

November 30, 2016 |

Forbes |

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Over 3000 Words

Response Location: United States, San Francisco, California

For the superrich and the biggest U.S. charitable foundations, donating to universities, hospitals and cultural institutions is the norm. Less common are donations targeted at "social change" such as alleviating poverty or tackling global warming - but that is beginning to change. An in-depth study from the Bridgespan Group is showing how big bets in philanthropy are paying off, as well as what factors - such as a close donor-recipient relationship - are key to success.

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Teaching Teens Financial Literacy

Arielle Dreher

November 09, 2016 |

Jackson Free Press |

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800-1500 Words

Response Location: United States, Jackson, Mississippi

Students at Provine High School will soon be able to open up accounts with Hope Credit Union, right in their own hallway. The partnership is helping students realize that having a relationship with a financial institution can create a more stable financial future, breaking the cycle of poverty.

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Failure: the surprising fuel in Israel's startup engine

Abigail Klein Leichman

November 07, 2016 |

Israel21c |

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Under 800 Words

Response Location: Israel

Business people are beginning to see failure as a necessary way to learn. Entrepreneurs in Israel use their mistakes to learn from them and help guide them in the future.

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Cash and Tech Replace Bags of Rice in Urban Humanitarian Aid

Molly McCluskey

November 04, 2016 |

Diplomatic Courier |

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800-1500 Words

Response Location: Jordan, Amman

Refugees often find cold cash far more helpful than bags of rice or other products foundations provide. Iris scanners can make identity verification much easier for refugees to access money that is distributed to them at banks.

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Banking on Justice

James Trimarco

August 29, 2016 |

Yes! Magazine |

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800-1500 Words

Response Location: United States, Mississippi

In the poorest region of the nation’s poorest state, a tiny government program keeps money flowing through mom-and-pop financial institutions in the Mississippi Delta.

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Pulling Hispanic Immigrants Out of the World of Check Cash Stores

Johnny Magdaleno

August 03, 2016 |

Next City |

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800-1500 Words

Response Location: United States, Boyle Heights, California

Although the Hispanic population accounts for about 20% of the U.S. population, many of those communities are still under- or un-banked. To overcome this issue, local credit unions are adapting the way they are reaching this population by using more word of mouth and leveraging local organizations which have gained Hispanic trust, as well as using identification information this population can provide.

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