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Money Growing on Trees

Melanie Lenart

September 20, 2022 |

Native Science Report |

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1500-3000 Words

Response Location: Keweenaw Bay Bands of Lake Superior Chippewa, United States, Michigan

The National Indian Carbon Coalition is helping tribes across the United States use the voluntary carbon market to earn revenue from their sustainable forest management and the carbon dioxide it traps. The coalition helps tribes with the preparation and contract work to set up carbon sales and gets paid back once the revenue comes in.

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How "Adashe" is transforming lives of IDPs in FCT

Hamza Alkali

September 18, 2022 |

Radio Nigeria |

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800-1500 Words

Response Location: Nigeria, Federal Capital Territory

Using grant funding from the Stand With a Girl Initiative, a group of women in a camp for Nigerians who have been internally displaced created Adashe, a collective savings program that helps families in times of need. Participants contribute regular payments toward the fund, which rotates to benefit each of the participants with lump-sum payments that can be paid back without fees or interest.

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Guaranteed Income Programs Spread, City by City

Kurtis Lee

September 10, 2022 |

The New York Times |

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1500-3000 Words

Response Location: United States, Los Angeles, California

A universal basic income pilot program in Los Angeles provides monthly payments of $1,000 for a year to those in need who meet specific criteria. More than 48 guaranteed income programs have been started in cities nationwide since 2020, and the L.A. program, which is one of the nation’s largest programs thus far, benefits 3,200 people.

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Silicon Valley Discovers an Age-Old Child Care Hack: The Neighbors

Alisha Haridasani Gupta

August 31, 2022 |

The New York Times |

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1500-3000 Words

Response Location: United States, San Francisco, California

Otter connects those in need of childcare with nearby stay-at-home parents who can provide it. The business has gathered millions in investments to continue its growth and, since its start in 2020, has relaunched in San Francisco serving about 250 parents with about 12,000 on standby waiting for Otter to become available in their area.

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Through a radio program in Osun State, low-income Nigerians are learning business skills

Rasheed Adebiyi Abdulgafar Adebayo

August 27, 2022 |

Social Voices |

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1500-3000 Words

Response Location: Nigeria, Osun

Listeners of the Nigerian radio program KaraKata have access to business education, financial literacy information, and empowerment — as well as crowdsourced seed funding to get their own business off the ground. Listeners call in to make a case for why they should become a beneficiary, and the program has awarded funds to 1,250 people since it began distributing seed money in 2017.

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The organized labor movement has a new ally: venture capitalists

Sam Dean

August 12, 2022 |

Los Angeles Times |

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800-1500 Words

Response Location: United States, Los Angeles, California

Unit of Work, an organization backed by venture capital, helps unions organize and win contracts. Organizers provide free consulting to groups of workers forming unions within their own workplaces. Once a contract is in place, members of the new union can decide to pay Unit of Work a monthly fee — like traditional union dues — to keep providing support.

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Solar power opens the door to banking for rural Indians

Moushumi Basu

August 03, 2022 |

Thomson Reuters Foundation |

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800-1500 Words

Response Location: India, Maharashtra

In Aitawade Budruk the switch to solar power is not just reducing carbon emissions but addressing issues of frequent power cuts and lack of internet connectivity faced by the local bank. As a result, the bank has opened new accounts at a much higher rate than before, and communities have been able to properly access government financial services for the first time.

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Limited access to financial services pushes informal business owners to embrace classical saving schemes

Ndabarasa Eugene

August 01, 2022 |

Royal FM |

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800-1500 Words

Response Location: Rwanda, Kigali

Savings groups called Tontines gather members engaged in informal business, like street merchants, to access financing through peer-to-peer banking and lending. Tontines allow lower-income individuals who typically fail to qualify for bank loans to access financial services and learn to save and manage their money.

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Banking on wheels: PNC to bring mobile services to underserved D-FW communities

Colbie Edmonds

July 21, 2022 |

Dallas Morning News |

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800-1500 Words

Response Location: United States, Dallas, Texas

PNC Bank is bringing a mobile branch to communities that don’t have sufficient access to banking. The RV-like unit is outfitted to be a functional banking service and was custom-built for this initiative. Services can be provided in English and Spanish and the goal of the mobile unit is to empower and educate users about what banking resources are available to them.

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This deposit-free apartment plan could be life-changing for Philly renters

Jill Harkins

July 18, 2022 |

The Philadelphia Citizen |

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800-1500 Words

Response Location: United States, Philadelphia, Pennsylvania

Rhino is a startup that partners with property owners to offer renters the option of paying the company a monthly fee instead of an upfront deposit. In exchange, Rhino insures the apartment against wear and tear damages. There is no approval process, Rhino covers anyone that a property owner approves to rent, but the renter’s employment status and credit score determine their monthly premium, which can be as little as $5 for a monthly rent of $1,000.

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