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  • Is Seaweed The Key To Carbon Offsets?

    April 17, 2021 |

    Freethink |

    Text |

    800-1500 Words

    Response Location: United States, Maine

    Running Tide Technologies, a shellfish hatchery in Maine, is betting on kelp forests as a way to store carbon deep in the ocean and sell that carbon to corporations looking to combat climate change and offset their own emissions. The startup is growing mini-farms of kelp on biodegradable floats and after a few months, they sink to the seafloor. More research is needed to see if it works, but they already have about 1,600 floats adrift in the ocean and the e-commerce company Shopify is the first to buy carbon offsets from them.

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  • This Real Estate Co-Op is Looking for Investors Who Want to Put Community First

    April 13, 2021 |

    Next City |

    Text |

    1500-3000 Words

    Response Location: United States, Oakland, California

    The 2012 federal JOBS Act (Jumpstart Our Business Startups) took some time to gain traction, but in recent years it has democratized the financing of worker-owned co-ops and other community-based entities that ordinarily would be frozen out of capital markets. By making possible what is called a direct public offering, the law has made it easier to finance businesses that promise greater social benefits than just profit maximization, by opening investment opportunities to a more diverse and egalitarian mix of investors.

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  • Rivers of Milk, Islands of Prosperity

    April 13, 2021 |

    Transitions Online |

    Text |

    1500-3000 Words

    Response Location: Ukraine, Andriyivka

    A dairy cooperative in Ukraine has brought jobs to farmers in the region and allowed them to work together to sell their milk on the market. An international nonprofit helped the Andriyivka Prosperity cooperative get off the ground. While villagers were skeptical of joining at first, and there are still challenges with operating the cooperative, there are 129 members that sell their milk. “The cooperative has halted the extinction of the village, allowing young people to stay in their homelands and have jobs and a livelihood,” says one of the villagers.

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  • A collaboration of local orgs is working to boost minority-owned businesses in Kensington

    April 05, 2021 |

    The Philadelphia Citizen |

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    1500-3000 Words

    Response Location: United States, Philadelphia, Pennsylvania

    Four local organizations have teamed up to provide $15 million in loans for the Latinx community in the Kensington neighborhood of Philadelphia. The affordable loans have gone to affordable housing, small businesses, residential mortgages, and development projects.

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  • How Chinatown's Community Bank Has Survived Crisis After Crisis

    March 30, 2021 |

    Next City |

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    1500-3000 Words

    Response Location: United States, New York, New York

    Community banking empowers marginalized communities that are not able to secure financing for homes and businesses through traditional financing. Establishing community banks allows members of these communities to bypass structural and institutional barriers in order to invest in themselves. Abacus Bank has a long history of advocating for businesses and families in Chinatown.

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  • Obawole: Neglected by banks, rescued by PoS agents

    March 25, 2021 |

    New Telegraph |

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    1500-3000 Words

    Response Location: Nigeria, Obawole, Lagos State

    Agency banking and point-of-sales terminals provide financial services to Obawole, a community under-served by banks despite its proximity to Nigeria's banking center. Agents are third parties representing banks. They provide services such as accepting deposits and making withdrawals, replacing often-decrepit and unreliable ATM machines. Technical failures and distrust can mar relationships with the banking public, but the services provide a needed convenience, and create jobs as well.

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  • Susu as a Vehicle to Advance Economic Mobility

    March 19, 2021 |

    FunTimes Magazine |

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    1500-3000 Words

    Response Location: United States

    A traditional African method of mutual aid, Susu, is helping members of the African Diaspora access capital for businesses, education, housing, and more. The informal loan network enables people to contribute periodically to a group fund with each contributor taking turns receiving the collected money. The informal loan club is a centuries-old African tradition that serves as a security net and can also provide economic mobility.

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  • Fighting Gentrification

    March 19, 2021 |

    QNotes Carolinas |

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    800-1500 Words

    Response Location: United States, Houston, Texas

    When gentrification made housing unaffordable for many people in Houston's historically Black Third Ward neighborhood, local activists sought remedies beyond standard federal tax incentives for affordable housing. A city-sponsored Community Land Trust developed a plan for more affordable housing. At the same time, a development catering to low-income, older LGBTQ residents, adjacent to the Third Ward, got developed on donated land. Charlotte has many similar challenges, making Houston a model for what is possible.

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  • Gen Z Angels: How A Younger Generation Of Investors Is Getting In On Deals

    March 16, 2021 |

    Crunchbase News |

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    800-1500 Words

    Response Location: United States

    Gen Z VCs supports early-career and aspiring venture capitalists who want to become angel investors. The group was founded in November 2020, after the Securities and Exchange Commission loosened the rules about who can invest in early-stage startups and allowed start-ups to raise money through crowd-funding. The group, which has grown to more than 6,000 members, moderates Slack channels where members can post deals, help make connections, and share information to demystify the world of angel investing.

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  • What Can Biden's Plan Do for Poverty? Look to Bangladesh.

    March 10, 2021 |

    The New York Times |

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    800-1500 Words

    Response Location: Bangladesh

    Bangladesh has made huge strides in reducing poverty by investing in women experiencing the most economic hardships. As a result, children have lower rates of malnutrition, fewer child marriages, higher rates of completing elementary school, and women have more job opportunities. Over the course of 15 years, 25 million Bangladeshis have been able to break out of poverty. Progress in Bangladesh is a model of success that could be possible in America with Biden's American Rescue Plan which has provisions that would mitigate childhood poverty in America.

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